Why we’re backing SAFEagent Awareness Week

With the calls for the regulation of all letting agents gathering momentum there’s never been a better time to prove the industry is acting in the best interests of its clients, says The Deposit Protection Service director Kevin Firth.

The Deposit Protection Service (The DPS) was created because the Government decided that the lettings industry needed greater security over the protection of tenancy deposits.

However, the three-cornered financial relationship between tenant, letting agent and landlord goes beyond deposits alone.

Client Money Protection schemes - like those run by NALS, ARLA, NAEA and RICS – exist to protect all money placed with the letting agent by landlords and tenants. They provide peace of mind and have become an indicator of a well-run business.

When The DPS announced it was to launch an insured scheme in April this year, we made it clear we would only deal with those agents who were registered with a recognised scheme.

SAFEagent Week May 13/18

Seeing the blue and black SAFEagent mark on a letting agent’s door, window or website tells landlords and tenants their money will be protected by one of the Client Money Protection schemes.

That can only be a good thing and it’s why we’re proud to back SAFEagent Awareness Week, which this year is May 13 to 18.

During this week you will see regular tweets backing the campaign, their logo on our homepage and our website linked to SAFEagent’s.

We want to see an industry taking its responsibilities seriously, and proving it deserves the trust of those whom it serves. For letting agents, membership of SAFEagent goes a long way towards achieving that goal.

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Our ‘£1billion’ birthday party!

By The DPS director Kevin Firth

Since The DPS launched on April 6, 2007 just over £1,125,000,000 has been repaid to tenants and landlords across England and Wales.

It was in our most recent year – 2012/13 – that the cash we have handed back finally crossed the £1billion mark. Quite an achievement and we’re very proud of it.

The only way that was possible is through a combination of efficiency and serious capability.

Smooth administration of the systems sitting under deposit protection laws has helped make them such a success – and we’re very proud of that, too.

A big year

It’s no exaggeration to say this has probably been the most important year for us since our launch in 2007.

I see the £1billion mark as evidence of the trust which is well placed in us as an organisation. We’re very grateful to every one of our customers.

More detail on our year can be found in our press release. In the meantime, we’re not spending any time congratulating ourselves! We have new plans afoot, so watch this space...

In the meantime – here’s to another great year!

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Welcome to the new look website

If you’ve visited the DPS website since April 1 you may have noticed some changes to the look of your online account.

Basically, The DPS is spring-cleaning its look and feel whilst making a few small updates. You will not notice any change to how you use your account.

You may know we launched our Insured Scheme on April 1. Because of that there will be changes to how our Terms and Conditions are displayed. 

There will now be three sets of Terms and Conditions

Some of the Liability and General clauses have been moved from the Custodial Scheme Terms and Conditions into the General Terms and Conditions.  There may be some new clauses within the General Terms and Conditions that may affect you so we would ask you to read the new General version of the Terms and Conditions by clicking here

New Security

If you are a landlord, when viewing deposit details through your account you will no longer be able to see your tenant’s telephone numbers or email addresses.  You will be able to validate if you have the correct details because you will be able to see the last three numbers of any phone number registered, and the first three letters of any email address registered.

Thanks for reading.

The DPS Team

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Stay safe and watch our anti-phishing video

Online fraudsters are a constant threat. So-called “phishing” is where they send emails posing as legitimate organisations - trying to get at your security details.

We have produced this video to help our customers spot the tell-tale signs. We hope you find it useful.

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The DPS rules out membership and annual renewal fees for new Insured Scheme

We are pleased to announce the pricing structure for our new insurance based deposit protection scheme. Offering customers the easiest and cheapest option

  • Value for money - We will offer the industry’s cheapest published option for landlords and letting agents to protect their deposits.
  • Easy - The DPS insured scheme will not be charging membership or annual renewal fees to its customers, so no membership paperwork to contend with either!
  • Convenient - Letting Agents will be charged per deposit monthly by direct debit; the (ex vat) fee to protect each deposit will be just £9.50 (further discounts will be available for volume).
  • Landlords will be charged just £15.00 per deposit for deposits under £500 (inc vat), and only £22.20 per deposit for deposits over £500 (inc vat) on a pay-as-you-go basis.

We’re delighted to be able to provide our customers with the best value for money deposit protection options. Our goal is to deliver excellent service to the industry and offering the most cost effective insured scheme alongside our custodial option will ensure landlords and letting agents have the best choice of protection.

 

[caption id="attachment_1065" align="aligncenter" width="583" caption="*Prices correct at time of posting (click to enlarge)"][/caption]

A ‘one stop shop’ for deposit protection

We currently run the only custodial based deposit protection scheme in England and Wales and we are the first scheme to offer landlords and letting agents both protection options.

Following in the footsteps of The DPS custodial scheme, landlords and letting agents will be able to register with this service online as well as by phone; and manage both custodial and insured deposits via one easy, integrated online account. Our new insured scheme is due to launch on the 2nd April 2013 and we’re pleased to see landlords and letting agents are already registering in advance.

To find out more about The DPS (Insured and Custodial), please visit www.depositprotection.com or contact us direct at media@depositprotection.com

 

Congratulations to our survey prize draw winner!

We recently sent out a survey to our letting agents to ask for feedback on our service.  That feedback will help us to enhance our product offering and service delivery ensuring that we continue to provide a positive customer experience for all our members. Thank you so much for the 1,100 responses we received! We really appreciate your feedback.

The prize draw for an iPad Retina has been made – and congratulations go to Debbie Rayner of Freelancer Lets who was the winner!

Debbie spoke to us and told us “We are absolutely thrilled to have won the iPad, thank you so much DPS!

“As a new company we will find all sorts of uses for this fantastic prize including onsite inventory preparation which will save time and effort, and the ability to log into our cloud based letting system from wherever we might be. We have no doubt our new iPad will help us to improve our efficiency and the service we provide to our landlords and tenants alike.

“Aside from providing an excellent service for the protection of tenant deposits, through their choice of prize DPS have proven themselves to be completely in tune with the needs of landlords and letting agents. Thank you once again.”

Merry Christmas from The DPS!

It’s impossible to miss the tinsel, wreaths and Christmas jumpers that have sprung up all over the country in the last couple of weeks which can only mean one thing – it’s nearly time for us all to down tools, enjoy lots of food and the joys of Christmas TV. As you know however, you can never fully switch off from your responsibilities as a landlord, whether that’s making sure your property is kept in good condition over the festive period, completing deposit disputes or even taking on new tenants.

There are a couple of things you can do to make sure your properties are in order, ensuring the safety of your tenants and hopefully a stress-free Christmas for you.

Are your tenants leaving the property over Christmas?

Our adjudication team receives a lot of claims following severe winter weather. The majority are usually the result of burst or frozen pipes at student houses where tenants had left the property to spend Christmas with their families.

In the worst cases seen by our adjudicators over the years burst pipes have resulted in damage to carpets and flooring, kitchen appliances needing replacing and claims for lost rent whilst damage is repaired. Some landlords have faced repair bills of several thousand pounds.

To avoid this stress and expense, contact your tenants to see if they’re going away for the festive season, to ensure that the proper measures are taken to avoid this kind of damage.

Be aware of evidence submission deadlines

If you’ve currently got a deposit in dispute then don’t forget to stick to your evidence submission deadlines. The DPS is not extending any deadlines but is making allowances for bank holidays so if you’re concerned about a deadline then get in touch so we can see what we can do for you.

Our Christmas opening hours

If you’re taking on new tenants over Christmas or the New Year you can submit deposits at any time online. If you need assistance our contact centre opening hours are:

Monday 24th – 8:30am – 4:00pm

Tuesday 25th – CLOSED 

Wednesday 26th – CLOSED 

Thursday 27th – 8:30am – 5:30pm

Friday 28th – 8:30am – 5:30pm

Monday 31st – 8:30am – 4:00pm

Tuesday 1st – CLOSED

You can also get in touch via online form or why not ask Emma, our online customer service agent.

Finally, a very merry Christmas to you from everyone at The DPS!

Keep safe, stay safe, #fraudprevention

We are aware of emails using our name asking customers to transfer money via wire transfer – these emails are fake and they are not from The DPS. If you receive one of these emails please ignore and delete it. We will be working with the relevant authorities to investigate who is sending these emails.

 

We are also aware of emails using our name which asks recipients to click on a link in the email which takes them to a fake log in screen. To try and fool the user, this fake log in screen may also contain links to our real website. These emails are fake and should be ignored and deleted. If you are ever unsure of the authenticity of an email, please do not click on any links within the email, but instead open a new web browser and go directly to www.depositprotection.com.

We will never email you to ask you to transfer money, or to ask for confidential information such as your username, password or answers to security questions. If you receive an email asking for this information, do not click on any links in the email or agree to any of the email requests.

All legitimate transactions with The DPS are completed via our secure website www.depositprotection.com only. If you are unsure, please go direct to our website or call us on 0844 4727 000.

When completing a transaction at www.depositprotection.com you will see our secure website starting with https:// so you can rest assured our site is safe and protected.

We will be tweeting online safety hints and tips with the hashtag #fraudprevention – spread the word and pass this information on to your tenants to protect our industry from fraud.

 

Keep web safe

We hear all too often in the news examples of consumers becoming victims of identity theft, so here are a few tips for our customers to help you stay safe on the internet. Don’t give out personal information, such as any PIN numbers or even your DPS repayment ID (it’s like a PIN number too!).

Remember to keep your passwords secret. If possible, use passwords that include numbers, capital letters, lower case letters and symbols to make them more secure, and don’t write them down. Don’t leave any of your ID details in public view, as these details can also be used by someone trying to impersonate you.

Take a good look at any emails you receive before you click on any links. If there are spelling mistakes or the sender is asking you for information it should already have, then the email may be fake and potentially dangerous. We will never email you to ask for details such as your username, password or answers to security questions.

The DPS to launch Insured Scheme alongside its Custodial Scheme

We’re excited to announce that we have been granted approval by the UK government to run an insurance based deposit protection scheme in England and Wales. We currently run the only custodial based deposit protection scheme in England and Wales and we will be the only scheme to offer landlords and letting agents both options.

The new insured scheme is due to launch in April 2013, with landlords and letting agents able to register in advance from the 1st October 2012.

Following in the footsteps of our custodial scheme, landlords and letting agents will be able to register with the service online as well as by phone, and manage both their custodial and insured deposits through one easy online account.

The DPS insured scheme will not charge registration fees to customers and will provide industry competitive protection fees for landlords and letting agents when the scheme launches in April.

Participation in The DPS insured scheme will be open to all private landlords on a pay as you go basis. Letting agents will need to be members of professional bodies with Client Money Protection insurance.

A one stop shop

With the addition of the insured option, we’re able to provide customers with what is effectively a ‘one stop shop’ for deposit protection. Kevin Firth, Director of The DPS, said:

“We’re delighted to be able to announce a new insurance based deposit protection scheme from The DPS brand. We strive to provide the industry with an excellent service and offering both insured and custodial options will ensure landlords and letting agents have the choice of protection from the leading supplier of TDP in the UK.”

We’re here to help

Lately we’ve had quite a few people ask us questions on our twitter page @The_DPS. While we will always try to help where we can, messages on twitter can be seen by everyone so we can’t answer questions about a particular deposit for reasons of customer confidentiality. If you have a question about your deposit, there are plenty of ways to get in touch. You can fill in our online form, call us on 0844 4727 000, or you may find the answer in our FAQs for tenants and landlords, or by asking our virtual agent Emma.

 

Logging in to The DPS

We have also had some tenants contact us asking questions about the repayment process, so here’s some top tips to help:

1)    If you log in with your Deposit ID and surname, you will be able to view the details of the deposit, but you will not be able to action the repayment process. This is for security reasons, to ensure changes to the deposit can only be made by those who are authorised.

To log in and complete the repayment process the lead tenant or sole tenant needs to log in with the Deposit ID AND Repayment ID. 

2)    If you do not know your Repayment ID, you can request a new one by filling in our online form or by texting REPAY followed by the Deposit ID and deposit amount to 07537404808.

3)    If you do not know your Deposit ID, you can find it on your deposit submission confirmation, or your landlord or agent should be able to provide it. If not, call us on 0844 4727 000.

4)    Remember, keep your Repayment ID safe – it’s unique to you like a PIN number and shouldn’t be shared with your landlord or agent (they will have their own unique ID number). The Repayment ID grants authorisation to repay the deposit, so make sure you keep it confidential.

Do you have properties in Scotland?

As you may be aware, the Scottish government has introduced legislation which makes it compulsory for landlords and letting agents to submit their tenants’ deposits into a government approved custodial scheme. Computershare Investor Services PLC, the company that runs The Deposit Protection Service in England and Wales (The DPS), also runs a government approved deposit protection scheme in Scotland – The Letting Protection Service Scotland (The LPS Scotland). In fact, The LPS Scotland was the first such scheme to be approved by the Scottish Government.

If you have properties in Scotland, you will need to start protecting the deposits of your tenants for these properties. To make it easier for you, we have developed an online calculator which you can use to work out when each deposit you may have for a Scottish property will need to be protected in order to comply with the new legislation.

Unlike England and Wales, there aren’t any insurance-based schemes to protect Scottish tenancy deposits. Approved providers are operating custodial schemes – like The DPS – where the deposit monies are handed over to the scheme to hold for the duration of the tenancy. The DPS has been running for over five years, and The LPS Scotland is the only provider to be run by a company that has prior experience of running a custodial scheme.

If you would like to find out more about The LPS Scotland and your obligations under the new legislation, you can visit the website or call the team on 0844 472 6666. You can also follow them on twitter @LPS_Scotland.

Meet the team – Kerry Laws, ADR Case Handler

What does your role involve?As part of the ADR case handling team it’s my job to process the evidence received from landlords, letting agents and tenants before it is handed over to the Adjudicators who make the final decisions. I’m also responsible for:

› processing responses to Single Claims › allocating work out to other team members › responding to emails from all parties; and › reviewing cases where tenant evidence has not be supplied by the deadline and processing payment to the landlord or letting agent.

What’s the funniest thing you’ve seen whilst in the role? We once had some urine stained pieces of carpet sent in to us as evidence. It certainly wasn’t funny at the time but looking back, it does make me giggle – some landlords take evidence submission very literally!

What’s the best thing about your role? Our team is incredibly busy and manages a big workload on a daily basis. In any one day we could each process 25 sets of evidence. So being able to turn work around before my deadlines is hugely satisfying. We allow a four day turnaround to pass evidence and case notes to the adjudicators but I always try to process items within two days instead.

There’s also a small part of me that looks forward to what we may get sent in by way of evidence each day, sometimes that back-fires as I explained above!

What’s most challenging? We often have a lot of correspondence and other evidence to sift through which makes my role very painstaking. The most challenging part is sometimes finding out what the landlord, agent or tenant means in their evidence and emails – quite a bit of time can be spent deciphering meaning, grammar, spelling and hand writing.

If you’re looking for guidance on deposit disputes, download our ‘Guide to tenancy deposits, disputes and damages’ today.

Meet the team - Alexandra Coghlan-Forbes, Head of Adjudication

What does your role involve?I am a Chartered Legal Executive with 20 years experience in the legal profession. I worked in private practice, for local government and a housing association before taking up my role here in 2008.

I am responsible for the team of in house adjudicators, allocating the cases which are ready for adjudication, ensuring that they are completed within the required deadlines, and providing advice, assistance and support to the adjudicators in respect of the decisions they make. I also complete a number of decisions myself.

What’s the funniest thing you’ve seen whilst in the role? There are two things that spring to mind. The first was a landlord who sent in dirt, dust and mouldy sweet wrappers from the loft show me that the tenant had been ‘living’ up there. The second was a tenant who wallpapered the lounge of their rental property using silver foil!

What’s the best thing about your role? I am very conscious that all cases must be given full and fair consideration, and enjoy the challenges of making practical decisions in respect of actual disputes. I have adjudicated in thousands of disputes, and can honestly say that no two cases are ever the same!

I also run a practical case study in respect of adjudication in the ADR Workshops which are run by the DPS for Landlord’s and Agents. This is, I hope, an interesting insight into the role of an adjudicator. I usually find that by the end of the session most participants come up to me and say “I’m glad I don’t have to do your job!”

However, I’m glad I am doing it! I enjoy the challenge and the satisfaction I get from ensuring the quality and integrity of our decisions.

What’s most challenging? Probably reading comments on social media sites which suggest the outcome of an Adjudication was unfair. In most cases, we’re unable to identify who the aggrieved party is, and therefore have no way to reply.

If complaints about the decisions are raised with us directly, we would hope to be able to provide further clarification or explanation as to why the landlord, letting agent or tenant may have lost. In most situations, the reason a landlord’s claim fails is because the evidence they presented was not sufficient. Querying the outcome directly with The DPS is often an important way in which landlords can learn from their past bad experience and improve their evidence in future claims.

The DPS runs regular ADR workshops in which you can improve your evidence submissions. Keep an eye on our website where we post details of future events.

Meet the team – Chris Jackson, Customer Service Representative

What does your role involve? I’ve worked for The DPS for almost two years and I take inbound customer service calls in the contact centre, provide help and advice and resolve our customers’ account issues on a daily basis.

Usually, the calls are from tenants, letting agents and landlords wanting to know something about their account or deposits but we occasionally receive calls from solicitors and other third parties as well.

We’re able to access our customers’ account details so that when they call we have all the information we need via The DPS administration site – so we can see records of all previous notes, deposits and any issues in order to fully assist the caller.

When call volumes are high my days can be pretty full on and I can take up to 15 calls per hour. During quieter periods we catch up on admin and perform follow-up to the day’s calls.

What’s the funniest thing you’ve heard whilst at The DPS?

The funniest call we’ve received in the contact centre was actually nothing to do with deposit protection at all! One of my colleagues took a call the other day from a gentleman requesting we issue him with a new copy of his driving licence as he had lost his old one – unfortunately, we were unable to assist but did point him in the direction of the DVLA!

What’s the best thing about your role?

Being able to solve problems and send customers away happy. As a CSR I’m normally the first point of contact The DPS customers and my aim is always to make their telephone call a pleasant experience. In most cases, I am able to answer the question over the telephone, and it is always nice to receive a ‘thank you’ from the customer at the end of the call.

As well as the satisfaction of helping our customers, I love the people I work with! Everybody is very friendly and supportive; even colleagues in other departments who I don’t see on a daily basis. With the best will in the world we can’t answer all calls right there and then so need to call on the wider DPS team – they’re always professional and look to assist me as promptly and efficiently as they can.

What is Most Challenging? The most challenging aspect of the job is when I find myself in a situation where I’m unable to assist a customer over the phone. For example, the question could relate to a decision reached by an Adjudicator, in which case this has to be referred to the adjudication team. In this instance I’d normally ask the customer to send the enquiry to us in writing to ensure the customer gets their answer as soon as possible.

If you’ve been meaning to get in touch with us about an enquiry, give our team a call on 0844 4727 000 – you might get to speak to Chris!

Welcome to our ‘Meet the team’ series!

We have a great team here at The DPS and I’m sure you’re all wondering what they get up to on a daily basis! Well now’s your chance to find out. We’ve asked several of our team members to write a blog for you, introducing themselves and what they do as part of The DPS. Among those contributing will be Chris Jackson, one of our Customer Service Representatives. You’ll also hear from one of our letting agent Account Managers, an ADR case Handler and our Head of Adjudication.

To kick things off though, here’s a little bit about our Director, Kevin Firth, in his own words.

What does your role involve? I have overall responsibility for The DPS, including our employees, our systems, the decisions we make and the service we provide. No pressure then !!

What’s the funniest thing you’ve seen whilst in the role? A landlord had walked around their rental property in bare feet, gathering the dust and crumbs from the floor, then sent us the picture of her feet as evidence that the tenant had not cleaned the floor. Whilst adjudication is a very serious issue with sometimes quite large sums of money at stake, every now and then a landlord’s interpretation of a paper-based service provides for some light relief.

What’s the best thing about your role? I like attending and hosting events because it gives me the chance to meet with landlords, letting agents and tenants and find out what they think of the service, what they think we do well, and ways in which they think we could enhance the service. We’ve updated several of our processes following feedback from our customers and it’s made the scheme more efficient over the years.

What’s most challenging? Raising awareness amongst tenants to ensure their landlords and letting agents are complying and protecting their deposits. It’s harder to spread the message amongst the tenant community as it’s constantly changing and we’re always looking for different ways to reach them. Social media channels like Twitter are helping us reach this audience and we’ve got nearly 2,500 followers.

Changes to tenancy deposit protection from 6th April 2012

The Localism Act achieved Royal Assent in December and the DCLG has now confirmed that changes to tenancy deposit protection, introduced by the Bill, will come into force on 6th April. Tenancies already in place on this date will have 30 days in which to comply with the new rules. Here’s a recap of the changes due to take effect as a result of The Localism Act:

30 days – not 14 – to protect deposits

From 6th April, landlords and letting agents have 30 days from receipt of deposit in which to protect it.

The re-wording and extension of this timeline also closes the loophole with regards to deposit protection deadlines that was highlighted by cases such as Universal Estates v Tiensia in 2010.

Now, if a deposit is not protected within 30 days, the tenant can take their landlord or letting agent to court – there is no other way to interpret this legislation.

Prescribed Information

The requirement for providing the Prescribed Information to the tenant will also be changed to within 30 days of receipt of the deposit.

Whilst we provide a template for Prescribed Information on our website, it is the landlord or letting agent’s responsibility to ensure it is issued at the correct times so it’s vital they review the Localism Act and understand when Prescribed Information should be issued.

No retrospective protection after the tenancy ends

If a tenant makes an application to the county court once the tenancy has ended, the landlord will no longer be able to retrospectively protect the deposit in order to comply with the Act. If the tenancy has ended, the only option is for the landlord to repay the deposit, or part thereof, to the tenant.

Revised sanctions for non protection

The changes give the courts discretion to award not less than the amount of the deposit and not more than three times that amount depending on the individual case. For example, a repeat offender may find themselves with a larger fine compared to a landlord who has simply forgotten to protect as  an administrative oversight.

Section 21 notices

Further clarity to Section 215 of the Housing Act highlights that a section 21 notice may not be given where a deposit has not been protected within the 30 day period. However, there are exceptions to this which you can view in The Localism Act.

For a comprehensive explanation of each change, read our blog from September 2011 – ‘Tenancy deposit protection amendments proposed by the Localism Bill’. You can also read the The Localism Act (section 184) and view the amendments against the Housing Act 2004 (sections 213 – 215 are relevant).

We’ve returned 1 million tenancy deposits!

On Tuesday we paid back our one millionth deposit to Yvonne Stenning, a tenant from South East England! It’s great to have hit the million milestone just before our 5th birthday on April 7th and to mark the occasion, we’ve sent a bottle of champagne to the tenant and letting agent.

When we called Yvonne to let her know she said: “It’s a lovely gesture particularly as it was such an easy process; The DPS did all the hard work!” 

Her letting agent Wendy Carman from Molica Franklin, was pleased too: "We protect all our deposits with The DPS and it was a big surprise to be called and offered a bottle of bubbly! I'm thrilled it was Yvonne's deposit, she’s a wonderful tenant."

Since 2007, when The DPS started, we have returned deposits worth over £750 million to tenants, landlords and letting agents.

As the only approved custodial tenancy deposit protection scheme in England and Wales, we’ve focused on honing our unique repayment system to ensure that deposits are repaid as fast as possible. As soon as we have agreement from both parties, we can repay deposits within 2 days so that tenants can quickly use their cash for future lettings, for instance.

We re-pay an average of 950 deposits a day to recipients across England and Wales and work really hard to make things as simple as possible for everyone involved. We’re aiming to launch in Scotland too in the very near future, so landlords and tenants there will be able to take advantage of the same tried and tested system.

We currently protect over 840,000 deposits worth £660 million on behalf of tenants, landlords and letting agents. Our operating company, Computershare, is awaiting approval to launch The Letting Protection Service Scotland (The LPS Scotland) – a service that will provide similar protection to tenants, landlords and letting agents in Scotland.

The experience we’ve gained during five years of protecting and repaying deposits in England and Wales is of huge benefit to the Scottish market and we’re spending a considerable amount of time in the region talking to landlords and agents who have to start making changes to the way they treat tenancy deposits.

Tenancy deposit protection legislation is expected in Scotland towards the end of April 2012. For more information, visit http://www.lettingprotectionscotland.com/.

ADR Insight: DIY SOS - tenants painted my living room bright pink!

As a general rule, responsibility for decorating a property lies with the landlord. However, we see a number of disputes each year where the parties agreed to the tenant redecorating but the precise details were not clearly defined. Landlords who find that their calm and tranquil magnolia property has been returned in fuchsia pink, turquoise blue or pillar box red can be understandably shocked at the changes to the property. Here are a few of the statements we often see in evidence and the potential flaws with each of them:

1    Landlord says: ‘I told them it was ok if they used a neutral colour’

[caption id="attachment_964" align="alignright" width="300" caption="'You said yes, as long as it's neutral...yellow is neutral isn't it?'"][/caption]

What is a neutral colour? Most would assume magnolia, cream or beige but the landlord’s definition may be very different to the tenant’s, so it is helpful to be clear about what constitutes a ‘neutral’ colour.

2    Landlord says: ‘I told them they could use whatever colours they liked as long as they repainted it all back to original colours at the end of the tenancy’

If the details of the decorating agreement are not clearly set out in writing, it is difficult for the landlord to prove that such a discussion took place. Therefore it is unlikely to result in the claim being awarded in the landlord’s favour.

3    Landlord says: ‘I didn’t give permission’ but tenant says: ‘I told them I was going to redecorate and they didn’t object’ or alternatively ‘the landlord has been round many times since I redecorated and said how lovely it looked’.

Again, the precise details of any permitted decoration needs to be clearly defined.  Depending on what is said in the Tenancy Agreement, the tenant’s argument is unlikely to be persuasive in this instance, particularly if the agreement requires written permission from the landlord.

4    Landlord says: ‘I gave tenant permission to redecorate but they botched it and it looks awful’.

You may wish to include a requirement in the Tenancy Agreement that if the tenant is going to redecorate, the landlord is entitled to inspect the results. If they’re not satisfied the tenant can be asked to do it again, or the landlord can complete the works at the tenant’s cost. Alternatively, the landlord could insist that the tenant uses a professional to decorate the property.

Often Tenancy Agreements will state that the tenant can redecorate if the landlord’s written permission is given. Our adjudicators often see letters from landlords which simply allow the tenant to redecorate without stating the specific parameters. It is helpful to fully define them, so for instance an agreement may be drafted to confirm:

›       What rooms are being decorated

›       What colours are being used – this could include reference to colour charts or even sample wallpaper

›       Who is doing the redecoration – the tenant, or a professional decorator

Either way you should have something in writing, which is dated and signed by both the tenant and the landlord, that sets out the rules for redecoration so that the details agreed at the time can be absolutely proven.

Whilst disputes over redecorating are most common, if there is any agreement for other works to be carried out to the property by the tenant, such as alterations to the garden or carpets, or if for example appliances are being replaced, it is always prudent to document these and ensure that the terms are agreed by both parties at the time.

Our ‘Guide to tenancy deposits, disputes and damages’ provides comprehensive information and advice about deposit disputes – you can download the guide from our website.

The DPS – a year in review

Undoubtedly the hottest topic on the property pages has been the rapid rise of the private rented sector. Monthly rental values soared and tenant population increased as the housing market struggled. Letting agent Haart released figures in December 2011 that showed a 10% increase in the number of people registering with them over the last 3 months – a trend they expect to continue this year.

Activity at The DPS over the last year has also increased in line with this report. Since April 2011, monthly registrations and deposit submissions have been higher than last year. Here are some of the highlights:

›  Nearly 1 million deposits repaid since scheme launch in 2007

›  825,000 deposits worth £644 million currently protected on behalf of 166 organisations, 280,000 landlords and letting agents.

›  191,000 enquiries through Emma, our online virtual agent

›  69,000 text message reminders sent

›  50,000 deposit submissions in September – always a peak month but this was 4,000 more than 2010.

›  6,000 new landlords in August - 500 more than in 2010

›  600 adjudications completed in November – twice as many as last year but you’d expect this rise as the scheme matures

›  450 new letting agents in October

The DPS has the infrastructure and capability to easily deal with any rise in registrations, submissions, repayments and adjudications. With a new look website launched late last year and several new features that make deposit protection even easier for those landlords and tenants who are new to deposit protection, we’re more than ready to cope with further increases expected in 2012.

A landlord’s work is never done…

Landlords and letting agents never rest, particularly when there is so much demand on rental property and it seems several didn’t even take a break over Christmas and New Year.

›  We registered 5 new landlords on Christmas Day and a further 59 on New Year’s Eve.

›  15 deposits were submitted on Christmas Day and another 187 on New Year’s Eve

›  The latest deposit submitted on Christmas Day was at 23:09. On New Year’s eve, the last deposit was registered just in   time for fireworks and champagne at 23:41!

The year ahead…

We’re all very excited about taking deposit protection to Scotland this year and are currently awaiting approval from the Scottish Government to launch The LPS Scotland. We’re expecting this to be in April this year, so if you have rental properties in Scotland, get familiar with the requirements on the website and blog.

On behalf of everyone at The DPS, I wish you all the best for 2012.